The basic reasons for having jewelry appraised are for retail insurance replacement, estate valuation for tax purposes (FMV*), establishing value for a trust or divorce. My 32 years experience completing jewelry appraisals for individuals, banks and attorneys affords you the confidence you will receive the professional appraisal needed for any purpose. Same day or while you wait jewelry appraisal in Hot Springs is available for 1-3 pieces of jewelry by appointment. You may ask why I work by appointment when most jewelry stores do not. I am an independent jewelry appraiser. I want to give complete attention and prompt service to my clients. Thus, I schedule my time to accommodate your schedule.
If you have not provided your insurance agent with a detailed receipt or an appraisal your jewelry may not be properly insured. If your insurance contract (policy) uses the specific wording that an “appraised value” or an “appraisal” must be provided to bind coverage; then the document you provide must meet that standard. It's always best to call your agent to confirm coverage. Never make an assumption your jewelry is covered for the proper amount under your homeowner policy. Also, if your jewelry has not been appraised in 3 years or more it is out of date and you are not properly covered.
Not all appraisals or jewelry appraisers are created equal. Many insurance companies require a graduate gemologist/appraiser complete appraisals because a graduate gemologist is required to pass rigorous gemstone identification examinations to receive the designation. Ask if your appraiser is USPAP compliant - USPAP (Uniform Standards of Professional Appraisal Practice) is a set of standards that were created in response to the Savings & Loan crash of the early 1980’s and particularly to prevent potential appraisal abuse in future real estate transactions. The standards were expanded to include personal property appraisal practices. In any litigation situation, a USPAP compliant appraisal assures the user their appraisal is performed to the current state of the art. It is one measure of the level of professionalism to which the appraiser subscribes. If you are looking for a professional jewelry appraiser near you in Hot Springs, Arkansas, give me a call.
My Graduate Gemologist designation is from the Gemological Institute of America. I have a Fellow designation from the Gemmolgoical Association of Great Britain and am a member of the National Association of Jewelry Appraisers. What does this mean to you? I have successfully completed educational programs, passed the written tests, hands on visual examinations of gemstones and/or submitted the necessary appraisal documents to be judged competent by all organizations to receive the designations and membership. Follow this link to confirm my membership: http://najaappraisers.com/html/find_an_appraiser.php
Set an appointment and drop off your jewelry for appraisal while you enjoy a day at the races, one of our gorgeous lakes or spa time in beautiful Hot Springs, AR and pick it up before you return home.
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